Class 4 Shingles

At Goad Construction, we strive to provide our customers with the best roofing solutions tailored to their needs. One popular option is Class 4 impact-resistant asphalt roofing shingles, known for their durability and performance. Below, we explore the advantages and disadvantages of these shingles to help you make an informed decision for your next roofing project.

Advantages of impact-Resistant Shingles

You can qualify for insurance discounts. Several insurance companies offer discounts to homeowners who install impact-resistant shingles, especially for those who live in hail zones. upgrading your roofing shingles can save between 5% to 35% annually on your home insurance premium.

Disadvantages of Impact-Resistant Shingles

While impact-resistant roofing provides enhanced performance on the roof and greater peace of mind to homeowners, there is a higher upfront cost. Compared to standard roofing materials, impact-resistant roofing is more expensive due to the additional costs of manufacturing these specialty products.

Insurance companies are leveraging a loophole by applying "cosmetic damage exclusions" to Class 4 impact-resistant shingles. While carriers heavily market premium discounts for upgrading to Class 4 roofs, they frequently use the rating against homeowners during hail claims by arguing that the damage is purely cosmetic rather than a damaged roof.

If hail dents your shingles but does not cause immediate water leaks, the insurer denies the claim as "cosmetic". Over time, those "cosmetic" dents weaken the asphalt and cause premature failure, at which point the insurer may refuse coverage due to roof age.

Insurance Companies Are Lying to property owners about Class 4 Shingles

Class 4 shingles are a NO GO!

For personalized advice and professional installation of roofing materials, please contact Goad Construction. Our experienced team can help you choose the best shingles for your home and ensure a high-quality installation.

It's important to remember that no roofing product is completely hail-proof. Severe hailstorms can cause damage to any roof, regardless of the materials used.

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